Better Rates. Lower Fees. Smarter Solutions.
Quick Quote. NO SSN, NO Credit Check, NO Hassle. Compare Mortgage Rates and Costs, Set Your Customized Rate Alert(s), Track the Market in Real Time. Apply in Minutes. No Processing Fees, Ever.
Elite Experience & Execution. Licensed in CA, CO, FL, MN, ND, SD & WA
Nicholas Stromberg
Lending Specialist
My Goals, Your Results
Stress-Free Process: I’m committed to making your mortgage experience as easy and stress-free as possible. You’re not just a number; you matter.
Unbeatable Combination: Expect the best in rates, cost, experience, and execution.
Customized Solutions: No “one size fits all” here; every solution is tailored for you.
Transparency and Communication: 100% clarity in every step, understand the "why."
Exceptional Service: I aim to be the best loan officer you’ll ever work with. If I exceed your expectations, I’d love for you to share your experience with friends and family.
I’m empowering consumers with direct access to personalized pricing, automated alerts, and a simple online application process enhanced by next gen tools. There’s nothing more fulfilling than helping clients achieve remarkable transformations.
With a unique blend of experience and dedication, I go the extra mile for my clients. Prior to joining Loan Factory in fall 2024, I directly funded nearly $300 million in home loans and was a catalyst for over $200 million more. I previously led the mortgage sales division at a top-rated private mortgage bank, helping build the business from the ground up over eight years. Having analyzed thousands of loan scenarios, credit profiles and tax returns, I'm well-equipped to get you to the finish line as succinctly as possible.
From my days as a three-sport athlete to playing NCAA golf at North Dakota State University, my competitive spirit has always been the primary driver of my success. I later earned a master’s degree in sport management from the University of San Francisco, graduating at the top of my class, and spent a handful of years as a professional hockey agent. That same drive now fuels my current mission: pairing top-tier technology and premier infrastructure with a low-fee structure to deliver the most competitive rates in the business. I don’t just compete, I win for my clients.
Outside of work, I’m a dedicated husband and father, with my family at the heart of everything. I coach little league baseball, have a passion for sports, and stay engaged with innovative business and emerging technology throughout San Diego County.
Learn more about me on LinkedIn, and subscribe to my YouTube Channel @MortgageABCs for key mortgage tips and insights.
NMLS#: 1524159
License: CA, CO, FL, MN, ND, OK, OR, PA, SD, WA
Spoken Language: English
My video
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 227 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
Services
Home Purchase
Whether it's your first home, or you are a seasoned investor, it's important to do it right and be proactive. Together we create a plan, define your limits, review options, execute and win. Do you want to work with the best? Let's get you pre-approved today!
Rate and Term Refinance
"Rate and Term" loans have the lowest refinance rates. Lower your existing rate, shorten the term, even roll in PACE financing. On many Jumbo loans, seldom used HELOCs can be refi'd as rate and term. Connect for a no pressure consult and well-informed solutions.
Refinance Cash Out
Turn your home's equity into cash. Restructure existing consumer debt, pay it off to increase your credit score and convert it into a mortgage interest write-off. Pay for your child's tuition, family vacations, take cash for a rainy day, it's up to you. Your home is your bank, use it.
Why Me?
Independent Advice.
I provide expert level guidance, honesty, transparency and education.
Customers First.
No padded margins. I blow away the competition and I absolutely love it.
Low Rates, Live Pricing
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Service.
Elite service, speed, low rates and fees, and committed to excellence.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
